You can and should order your credit report at least once per year. You can correct any errors, check for identity fraud, and know what your creditors know about you. There are two separate credit reporting agencies in Canada, Equifax Canada and TransUnion Canada, and each may have different information about you in their files. [...]
If you have bad credit, but need a car loan then make sure that you know how to manage your budget. While taking out a car loan may help to boost your bad credit if you pay the loan off on time, it could severely damage your credit if you happen to miss one of the [...]
Credit scores go a long way in determining what kind of interest rate you might be able to expect on your car loan. Those buyers with a good credit score can expect to have a lower interest rate and a higher loan amount than those buyers that get auto loans with bad credit. However, there [...]
What you need to know: Many people across Manitoba and throughout Canada are dealing with credit or budget issues. Marital breakup, job loss, disability are just some of the circumstances that can have a severe impact on a person’s credit. Whether you have credit issue because of a past bankruptcy, failure to pay a loan, [...]
With the opening of the Birchwood Automotive Group’s standalone credit location well underway, we thought it may be a great time to address a few questions we hear all the time. We asked Shaun Proutt, General Manager of Birchwood Credit Solutions what he gets asked most… Is Birchwood Credit for me? Birchwood Credit is for [...]